Cape Ann Habitat for Humanity, Inc., abides by federal and state laws that prohibit creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, handicap, familial status, sexual orientation, ancestry, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.